Quick sale of the property
	Monthly income from the note
	No hassles of conventional financing such as fees, delays, and strict guidelines
	More qualified buyers

	Retirement
	Taxes
	Investment opportunities
	Expensive medical care
	Vacation or college tuition
	Unexpected financial changes
	Peace of mind...being free from the worry of receiving late payments or having to foreclose on the buyer
	Accounting nightmares, IRS regulations, and paperwork hassles

and the lists goes on...

If it's CASH you need, let us help!             

We are in the business of buying land contracts, mortgages, deeds of trust, annuities, insurance settlements and other sources of payments commonly referred to as "notes". We have been assisting people like you for some time, providing cash quickly and effortlessly. We are associated with a nationwide group of investors allowing us to offer you top dollar for your owner financed note.

What is a note appraisal?

A note appraisal reflects the current market value of your payments, similar to what a real estate appraisal provides for real property. Frequently referred to as a " quote", it shows what your future payments are worth as cash today.

What is your  mortgage worth?

Is it worth the balloon amount, or the amount of the remaining principal?
Is it worth the appraised value?  None of the above.  You must understand this and understand it well before you go about  liquidating your paper. Like so many other things in life. Basically,  your note is only worth what someone will pay you for it. That bears repeating. Your note is only worth what someone will pay you for it.

If I am holding a note with a balance of say $ 50,000.00, will you pay me the entire $ 50,000.00?
The amount paid will normally be less than the current balance. Notes are typically purchased at a discount.

What determines the value of a note?

The value of a note is affected by the down payment, interest rate, payment amount, and term as well as the buyer's credit rating and payment history. The type, condition, and value of the property also affect the value of your note.

The time value of money, which makes payments due now more valuable than payments due in 20 to 30 years, also plays a role in the evaluation process. Generally, due to inflation, money in your pocket today is worth more now than later. All of these elements are taken into consideration in determining the current value of your note. 

How do I maintain the value of my note?

Many of the items that affect the value of your note were determined at the time the property was sold. However, by keeping good records of the payments received and by requiring the buyer to provide proof of current taxes and property insurance will help maintain the value of your note.

Why are Notes discounted?
The value of money received today is worth more than money due in the future. When a seller wishes to obtain a CASH payoff, the note must be discounted to make the yield attractive to the investor to purchase.

Can I sell all or part of my note?

Yes, we can purchase all or part of your remaining payments. Selling part of the payments allows you to receive a lump sum of cash now, then receive payments when the note reverts back to you.

Many people elect to sell just enough payments to meet their cash needs today and keep some of the future payments as an investment or nest egg. Always ask for an option that meets your needs.

Why is my note worth more now than ever?

With interest rates rising and new buying guidelines, investors are able to pay more for them now, than ever before. 

Are there any "Out Of Pocket Costs" to me?  
It will cost you nothing. You do not pay any fees, commissions, points, or any charges. We do the work and pay the normal cost required to complete the transaction. What we quote you is what you will receive at closing. Minus any payments made during the transaction. However it may be necessary for you to pre-pay for the appraisal fees , which may be refunded to you after closing.
**If you were to seek additional legal advise, you would be responsible for those costs**.

**Important Note -- "Out Of Pocket Costs" would apply to closing costs on SFR's (single family   residences) only. Property appraisals are asked to be pre-paid by the contract holder to insure their commitment. The appraisals must be performed by an acceptable appraisal company.**

Will selling my affect the payor?

No, the payor will experience no change in the way payments are structured. The only change will be the address the payments are mailed to.

Do we buy notes in any state?
Yes, we purchase notes in ALL 50 states.

How soon will I get my money?
On average it typically takes approximately two(2) to four(4) weeks after we receive ALL the documents necessary to finalize the transaction.  Some notes do however take a little longer. 

How do I get started?

To start the process of selling your note to us, first complete and submit the Mortgage Submission Worksheet. Then we will contact you usually within 48 hours with a quoted offer for your note. Subject to due diligence (title search, appraisal, etc.) When an agreement is made as to the quoted amount for your note. We will send a contract for you to sign committing your note to us. Once under contract the process begins, getting appraisal, title search and buyer's credit review, etc.

We will then need copies of the documents that were originated at the time of sale.

This is a list of most documents that will be needed;

	Promissory Note
	Property Appraisal(s)
	Deed of trust, mortgage or contract
	Closing statement / Settlement Statement (HUD1)
	Pay history and current balance
	Previous title insurance policy
	Current hazard insurance policy
	Social security number(s) of payor(s)
	Home & work telephone numbers of payor(s)- form 1003 (we can provide)
	Name and telephone number(s) of account servicing agent (if applicable)

**Please be sure that you have in your possession  the ORIGINAL signed, Note, Mortgage, Contract, or Deed of Trust documents.
You will need them at closing, to be funded.**

When all of the documents are obtained, we will then start the process for purchase. This typically takes as little as 14 to 21 working days normally.

How will you get paid?
You will receive a Certified Check from a major financial institution at closing. Or, possibly a wire transfer into your bank account.

Why should I consider your company?

We pride ourselves on:

	Quick closings
	Excellent customer service
	Competitive quotes
	Customized options
	Strong financial backing
	Flexibility on all note purchases
	No gimmicks & no surprises at closing
	Credibility in the industry

At DTA Investment Holdings LLC. we provide top rate personal service combined with the best possible prices available.

Contact us if we can assist you, either by e-mail, phone,  or by filling out the Mortgage Worksheet.

E-book Offer:
We have an e-book with lots of useful information available for individuals who currently hold seller financed notes and mortgages. If you would like a copy please send us an e-mail requesting the book and we will forward it to you, this e-book will be sent to you absolutely free of charge. Click Here

 

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